Credit unions offer a great alternative to banks. They offer the same types of accounts, but often with much lower fees and higher interest rates. No matter where you live, you may be able to join a nationwide credit union. If you don’t qualify from your job or location, you often do qualify with a small fee or donation to a nonprofit. So if you want to join a credit union, these are some of the best credit unions to choose from.
1 .Best Credit Union for Fees: Alliant Credit Union
Alliant Credit Union
Courtesy of Alliant Credit Union
Alliant Credit Union is a consistent highly rated credit union and the 5th largest in the United States by assets. Founded as United Airlines Employees’ Credit Union in 1935, the Chicago headquartered credit union now operates is in California, Colorado, Texas and Virginia in addition to its native Illinois with 11 branch locations. Members can access 80,000 ATMs surcharge-free, though you can use an out-of-network ATM worry-free with up to $20 in monthly reimbursements for checking account holders.
The easiest route to membership is an association with its 150+ member companies or living in the local area. You can also join with a simple one-time, $5 donation to Foster Care to Success.
With great online, mobile and phone banking options, don’t worry if you don’t live near a branch. The only thing that would inhibit is cash deposits. You can do everything else remotely without spending a cent.